Last Updated: July 1st, 2019
Collection of Your Information
We collect personal information and non-personal information from you in a variety of ways and at several different points, including but not limited to, when you: (i) register with us; (ii) visit our website; (iii) contact us for help; (iv) apply for credit with one of our finance partners; (v) provide payment card information for one of our products or services; (vi) subscribe to newsletters or provide feedback; (vii) open email newsletters or click on links within those emails; and (viii) participate in surveys, sweepstakes or other promotions.
We collect certain Information that users voluntarily provide to us. For example, we collect the email addresses of those who contact us by e-mail, or your full name, e-mail address, zip code and password when you register for a Services account. We use that Information to serve you, to improve the content of our Services, and to contact you for marketing purposes. We also collect information from you passively. For example, we may collect information associated with your IP address, such as the time and date of a visit, the originating domain name, the browser type, and the particular pages or products viewed on our website. We may use a variety of technologies including Cookies, Web beacons and Internet Protocol (IP) addresses. We combine information provided to us. For example, we may combine information that we have collected offline with information we collect online. We also combine information we collect passively with information you provide to us. We may combine information about our transactions and experiences with you with other information we have collected from you. We may also combine financial information we learn about you with other information we collect. Or we may combine information we get from a third party with information we already have. We may also combine previously anonymous information like IP address with other information we have collected to identify an individual. Ultimately, the information we may collect via the Services depends on the content and materials you use, and may include:
Personal information is information that can be used to personally identify you, for example your name, phone number, e-mail address, and demographic information that you voluntarily give to us when choosing to participate in various activities related to the Services, such as chat, posting messages in comment sections or in our forums, liking posts, sending feedback, and responding to surveys. If you choose to share data about yourself via your profile, online chat, or other interactive areas of the Services, please be advised that all data you disclose in these areas is public and your data will be accessible to anyone who accesses the Services.
Information our servers automatically collect when you access the Services, such as your native actions that are integral to the Services, including liking, re-blogging, or replying to a post, as well as other interactions with the Services and other users via server log files.
Data from Social Networks
We may request access or permission to and track location-based information from your computer or mobile device, either continuously or while you are using the Services, to provide location-based services. If you wish to change our access or permissions, you may do so in your browser or device’s settings.
Mobile Device Access
We may request access or permission to certain features from your mobile device, including your mobile device’s contacts, SMS messages, social media accounts, camera, and other features. If you wish to change our access or permissions, you may do so in your device’s settings.
We may request to send you push notifications regarding your account or the Services. If you wish to opt-out from receiving these types of communications, you may turn them off in your device’s settings.
Data From Contests, Giveaways, and Surveys
Personal and other information you may provide when entering contests or giveaways and/or responding to surveys.
Use and Disclosure of Your Information
Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Services in the following ways.
Personal Information. We may use personal Information that we collect about you to for any of the following purposes: (i) deliver the products and services that you have requested; (ii) schedule appointments with landlords (if applicable); (iii) manage your customer relationship and provide you with customer support; (iv) perform analysis about your use of the Services; (v) communicate with you by e-mail, postal mail, telephone and/or mobile devices about products or services that may be of interest to you; (vi) enforce our terms and conditions; (vii) manage our business; (viii) respond to investigation, court orders, legal process, or to investigate, prevent or take action regarding illegal activities, suspected fraud, or situations involving potential threats to the physical safety of any person, or as otherwise required by law; (ix) deliver coupons and other marketing communications via text or SMS, which, by providing your mobile number, you have expressly consented to receive; (x) send promotional materials, newsletters or other content via email, text message, or otherwise (if you no longer wish to receive a particular email newsletter or other promotion from us, you must follow the opt-out instructions included in such email newsletters, text messages, and promotions); and (xi) perform functions as otherwise described to you at the time of collection.
We may also, and you authorize us to, transfer your Information, including personal information, upon your written consent, or as follows:
By Law or to Protect Rights
If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, regulation, law enforcement, government officials, or other third parties pursuant to a subpoena, court order, or other legal process or requirement applicable to our Company. This includes exchanging information with other entities for fraud protection and credit risk reduction.
Third-Party Service Providers
We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
With your consent, or with an opportunity for you to withdraw consent, we may share your information with third parties for marketing purposes, as permitted by law.
Interaction with Others
If you interact with other users of the Services, those users may see your name, profile photo, and descriptions of your activity, including sending invitations to other users, chatting with other users, liking posts, following blogs.
When you post comments, contributions or other content to the Services, your posts may be viewed by all users and may be publicly distributed outside the Services in perpetuity.
We may use third-party advertising companies to serve ads when you visit the Services. These companies may use information about your visits to the Services and other websites that are contained in web cookies in order to provide advertisements about goods and services of interest to you.
We may share your information with our business partners to offer you certain products, services or promotions.
Social Media Contacts
If you connect to the Services through a social network, your contacts on the social network will see your name, profile photo, and descriptions of your activity.
Other Third Parties
We may share your information with advertisers and investors for the purpose of conducting general business analysis, or if we believe, in our own sole discretion, that transfer is necessary to limit our liability or protect and defend the rights, property or personal safety of our Company, its affiliated companies, this website or its users, or to investigate violations of our agreements or Company policies.
Sale or Bankruptcy
Cookies and Web Beacons
Cookies. In an effort to improve the quality of the Services, we track information provided to us by your browser or by our software application when you view or use the Services, such as the website you came from (known as the “referring URL”), the type of browser you use, the device from which you connected to the Services, the time and date of access, and other information that does not personally identify you.
We track this information using “cookies,” which are small text files placed on your computer and include an anonymous unique identifier. Cookies are sent to a user’s browser from our servers and are stored on the user’s computer hard drive. Sending a cookie to a user’s browser enables us to collect Information about that user and keep a record of the user’s preferences when utilizing our Services, both on an individual and aggregate basis.
The Company may use both persistent and session cookies; persistent cookies remain on your computer after you close your session and until you delete them, while session cookies expire when you close your browser. For example, we store a persistent cookie to track information you provide us by registering for an account. Most browsers are set to accept cookies by default. You can remove or reject cookies, but be aware that such action could affect the availability and functionality of the Services. You will need to decide whether enabling cookies outweigh privacy concerns. To learn more about your ability to manage cookies, please consult the privacy features in your browser.
Web Beacons. Our Company and third parties may also use small pieces of code called “web beacons” or “clear gifs” to collect anonymous and aggregate advertising metrics, such as counting page views, promotion views, or advertising responses. These “web beacons” may be used to deliver cookies that conform to our Company’s cookie requirements.
You should be aware that getting a new computer, installing a new browser, upgrading an existing browser, or erasing or otherwise altering your browser’s cookies files may also clear certain opt-out cookies, plug-ins, or settings.
Security of Your Information
Your account is protected by your account password and we urge you to take steps to keep your personal information safe by not disclosing your password and by logging out of your account after each use. We further protect your Information from potential security breaches by implementing certain administrative, technical, and physical security measures including encryption, firewalls and secure socket layer technology. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information. By using our Services, you acknowledge that you understand and agree to assume these risks.
We will retain any Information only for as long as is necessary to fulfill the business purpose it was collected. We will also retain and use any Information for as long as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
Policy for Children
We do not knowingly solicit information from or market to children under the age of 18. If you become aware of any data we have collected from children under age 18, please contact us using the contact information provided below.
Controls for Do-not-track Features
Options Regarding Your Information
Emails and Communications
If you no longer wish to receive correspondence, emails, or other communications from us, you may opt-out by (i) noting your preferences at the time you register your account with the Services, (ii) logging into your account settings and updating your preferences, or (iii) contacting us using the contact information provided below. If you no longer wish to receive correspondence, emails, or other communications from third parties, you are responsible for contacting the third party directly.